America’s Short-Term Rental Property Financing Experts.

We offer simple, creative financing options for buying and refinancing 1-4 unit investment properties throughout the U.S. Use future rents to qualify!!!

  • Get up to 80% Financing!

  • No Pre-Payment Penalty Options!

  • Fixed Rate and Adjustable Rate Options!

  • AirBnB's Allowed!

  • Qualify With Projections from AirDNA!

  • Interest Only Options Available!

Answer a Few Quick Questions to get Rates and Terms Today!

Get Rates and Terms With No Credit Check Required!

Get Rates as of 04/02/2026

Do you currently own any short-term rentals?

Are you purchasing, refinancing, or cashing out?*

How much cash out are you trying to get?

How long have you owned the property?

Where are you at in the purchase process?

What is the price range of the properties you are looking at purchasing?

What state will the property be in?

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What type of property are you planning on purchasing?

What is the purchase price of the new property?

(approximation is fine)

Do you plan to hold title to your investment properties in an entity?

Do you have 12 months of Short-Term rental history on the property?

Approximately how much do you gross each month from the property?

$

What is the address of the property?

*This will allow us to determine the estimated value of the property

Estimate Your Credit Score

Bankruptcy, short sale, or foreclosure in the last 3 years?

Do you own a primary residence?

Full Name

Get Rates and Terms With No Credit Check Required!

🔒 Your Information is secure

Email Address

We Take Privacy Seriously. No Spam!

🔒 Your Information is secure

Enter Your Phone Number and You're All Done!

Complete This Final Step to Get Rates, terms & Calculate Payment

Cell Phone

0%

🔒 This site is secure

Get Rates and Terms With No Credit Check Required!

Get Rates as of 04/02/2026

Do you currently own any short-term rentals?

Are you purchasing, refinancing, or cashing out?*

How much cash out are you trying to get?

How long have you owned the property?

Where are you at in the purchase process?

What is the price range of the properties you are looking at purchasing?

What state will the property be in?

undefined*

What type of property are you planning on purchasing?

What is the purchase price of the new property?

(approximation is fine)

Do you plan to hold title to your investment properties in an entity?

Do you have 12 months of Short-Term rental history on the property?

Approximately how much do you gross each month from the property?

$

What is the address of the property?

*This will allow us to determine the estimated value of the property

Estimate Your Credit Score

Bankruptcy, short sale, or foreclosure in the last 3 years?

Do you own a primary residence?

Full Name

Get Rates and Terms With No Credit Check Required!

🔒 Your Information is secure

Email Address

We Take Privacy Seriously. No Spam!

🔒 Your Information is secure

Enter Your Phone Number and You're All Done!

Complete This Final Step to Get Rates, terms & Calculate Payment

Cell Phone

0%

🔒 This site is secure

We offer simple, creative financing options for buying and refinancing 1-4 unit investment properties throughout the U.S. Use future rents to qualify!!!

  • AirBnB's Allowed!

  • Qualify With Projections from AirDNA!

  • Interest Only Options Available!

  • Get up to 80% Financing!

  • No Pre-Payment Penalty Options!

  • Fixed Rate and Adjustable Rate Options!

We Focus on Investors

At Joe Does Loans LLC, we’re focused on the needs of real estate investors. Not only do we offer traditional full doc rental property financing, we also offer Debt Service Coverage Ratio (DSCR) loans which allow borrowers to qualify for a purchase or refinance using current or future rents on the subject property.

Text Us Now! (850) 660-7707
America’s Short-Term Rental Property Financing

STEP 1

Apply Online or Call Directly

Find out how much home you can buy or discover how much you can save by refinancing.

STEP 2

Review What Options You Can Qualify For

Learn exactly how much you qualify for and what you would save by working with Joe Does Loans LLC.

STEP 3

Get Loan Approval in 24 Hours

Get mortgage loan approval to move forward with your property.

Joe Does Loans LLC

License Info

NMLS: 2018926

Company NMLS: 144314

NMLS Consumer Access Lookup Tool

Contact Info

(850) 660-7707

[email protected]

1898 Merchants Row Tallahassee, FL 3231

About Us

We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us with one of the most important financial decisions of your life.

© 2026 Joe Does Loans LLC

About Us

We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us with one of the most important financial decisions of your life.

License

NMLS: 2018926

Corp. NMLS: 144314

NMLS Consumer Access Lookup Tool

Contact

(850) 660-7707

[email protected]

1898 Merchants Row Tallahassee, FL 3231

© 2026 Joe Does Loans LLC

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